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43 days left

PM Vidyalaxmi Education Loan

Up to ₹10,00,000

Collateral-free education loan up to ₹10 lakh for higher studies at top 860 institutions.

Eligibility

  • • Target: student
  • • Category: all
  • • State: all
  • • Min income: ₹0
  • • Max income: ₹800,000

Documents required

  • Aadhaar
  • Admission letter
  • Income certificate
  • Fee structure
  • Bank statements
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Frequently asked questions

Who is eligible for PM Vidyalaxmi Education Loan?

Targeted at students across India under the all category. Verify full eligibility on the official portal before applying.

What is the benefit amount?

Up to ₹10,00,000

How do I apply?

Apply directly on the official government portal linked above. YojanaRadar never charges to apply for any government scheme.

Is the deadline fixed?

Current window closes 2026-09-28. Ministries can extend — always confirm on source.

Last updated: 1 Jul 2026