The Stand-Up India Scheme was launched by the Government of India to promote entrepreneurship at the grassroots level, specifically focusing on economic empowerment and job creation. The scheme facilitates bank loans between 10 lakh and 1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. These enterprises may be in manufacturing, services, agri-allied activities, or the trading sector. The loan is a composite loan inclusive of term loan and working capital. It aims to leverage the institutional credit structure to reach out to underserved sectors of the population by providing them with financial assistance and handholding support.